Sistema bancário na Índia

Sistema bancário na Índia

Satyanarayanamurty Dogga

59,25 €
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Editorial:
KS OmniScriptum Publishing
Año de edición:
2025
Materia
Banca
ISBN:
9786208616021
59,25 €
IVA incluido
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Desde a independência, o crédito institucional concedido pelas instituições financeiras sofreu uma mudança radical. Novas instituições financeiras do sector público, como os bancos de desenvolvimento, surgiram em grande escala e instituições financeiras antigas, como os bancos comerciais e as companhias de seguros, tanto de vida como gerais, foram nacionalizadas, reforçadas e alargadas. Por outro lado, o sistema bancário indiano teve um percurso longo e difícil durante o mesmo período. Passou pelas vias estreitas do controlo e da regulamentação excessivos, sobrecarregado com activos não rentáveis no período anterior à reforma, e depois ganhou uma nova vida com a liberalização no início da década de 90. No entanto, mesmo após a liberalização, o sistema bancário indiano resistiu à pressão de objectivos concorrentes de bem-estar público e de melhoria da eficiência. A adaptação de novas tecnologias, o aumento da eficiência, as normas liberalizadas, o menor controlo burocrático e o aumento da concorrência tornaram-no mais forte do que antes. Isto, por sua vez, tornou o sistema financeiro mais acessível a milhões de indianos comuns e actuou como um catalisador para a sua participação na história do crescimento da Índia.

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