Carlos A. Lock
A humorous, down-to-earth financial memoir from a Black Army veteran pursuing the American dream for himself and his family. Don’t let the 'Black' in the title discourage you. If you’ve ever had to pay taxes, buried a loved one, or made an impulse purchase that has no monetary benefits but becomes a financial burden, this book is for you. As the author discusses his monetary ebb and flow from his youth and college years in Virginia to his years in the military, he shares lessons he learned. His financial concerns address all American families trying to make ends meet, including student loan and credit card debts, taking care of ailing loved ones, and marital conflicts. You will also learn about issues unique to African Americans, such as Black Banks and the Chicken Wing Dilemma. The author does not pretend to be one of the current bevies of Financial Literacy Coaches. He comes by his advice honestly, having been buried in credit card and student loan debt and making some ill-advised purchases. But he also knows a thing or two about how to chart a course toward generational wealth and develop financial discipline while enjoying life.
