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Moeda electrónica e inclusão financeira

Moeda electrónica e inclusão financeira

Aubin Martial Kengne Assomo

51,84 €
IVA incluido
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Editorial:
KS OmniScriptum Publishing
Año de edición:
2023
Materia
Banca
ISBN:
9786205929926
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A imagem do camponês que tentava activamente enviar dinheiro do mercado da aldeia para o seu filho que tinha ido estudar para a cidade desapareceu. Actualmente, os novos meios de pagamento (NMP), simples e práticos, estão a provocar uma revolução na forma como se processam as interacções financeiras. Através da moeda electrónica, que facilita o desenvolvimento da inclusão financeira de populações que antes se encontravam à margem dos circuitos tradicionais, as instituições financeiras e os operadores não bancários da CEMAC têm a possibilidade de alargar o seu âmbito de actividade e aumentar as suas receitas. Esta nova situação parece ser mais uma oportunidade do que uma ameaça, para os actores que vêem a sustentabilidade das suas actividades na inovação, a fim de capturar os nichos de rentabilidade que estão a ser criados. As PMN são uma alavanca para reduzir o fosso financeiro, desde que haja uma verdadeira consciencialização a nível estratégico e operacional. Além disso, a promoção de um verdadeiro sector de confiança digital é necessária para salvaguardar os ganhos em matéria de inclusão financeira, uma vez que esta influencia o crescimento.

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