Avina Abytaeva
This book offers the first audit-focused analysis of Kyrgyzstan’s remittance-dependent economy, treating remittances not just as economic inflows but as a critical financial lifeline exposed to systemic risk. Drawing on professional audit experience and real-world disruptions during the Russian sanctions period, it examines how remittance channels operate, where vulnerabilities lie, and how resilience can be strengthened. Through a structured framework - the Remittance Resilience Audit Framework (RRAF) - the book provides practical tools for auditors, regulators, policymakers, and financial institutions to assess exposure, strengthen controls, improve data quality, and safeguard financial integrity. Its central aim is to ensure that remittances remain both accessible and secure, supporting household welfare while protecting Kyrgyzstan’s stability and credibility in the global financial system.
